UA Local 7
18 Avis Dr
Latham, NY 12110
P (518) 785-9808
F (518) 785-9855

Welfare Plan FAQ

  • What is a deductible?

  • What is coinsurance?

  • What is a co-payment?

  • What is an EOB (Explanation of Benefits)?

  • How do I become eligible for benefits under the Local No. 7 Welfare Plan?

  • How is my welfare fund or personal account balance calculated?

  • When do I become eligible for reimbursements from my personal account?

  • What if my reimbursable expenses do not exceed $200?

  • How do I withdraw money from my personal account?